Financing Options

When an unanticipated breakdown or the need for an unforeseen repair arises, it can result in more than just stressing about getting your vehicle back on the road. Cortez Car Care offers financing programs that let you get that fix taken care of now, even if you have little or no credit. Simply click the financing option below that best meets your needs and fill out the form to qualify or give us a call (409-835-0457) and we can send a link directly to your phone or email to get started. 

PayPal Later

KOALIFI Financing

  • Customer payments reported to TransUnion
  • Flexible Payment Options
  • High Approval Rates
  • Simple. Fast. Transparent
  • Superior Service
  • Easy To Use Interface
  • Approval process that takes seconds
  • No Credit Needed
  • No Interest if paid in 90 Days

Synchrony Car CareTM Credit Card

Good option for customers with ‘good’ to ‘excellent’ credit


FEES: No annual fee  / No application fee / $0 fraud liability
AVAILABLE CREDIT LINES: up to $10,000


PROGRAM BENEFITS:

  • 12 months promotional financing on purchases of $750+*
  • Ability to request a credit limit increase
  • Exclusive cardholder discounts
  • Convenient monthly payments
  • 24/7 secure online account access
  • Customizable account alerts
  • Accepted at over 500,000 auto parts and service businesses
  • Use your card to fuel up at 200,000+ stations nationwide across all major gas brands

American First Finance

All Credit Welcome


  • Up to 5k Approvals
  • Early Buyout Period: 101 Days

To exercise the Early Payoff Discount (EPD) the customer will be responsible for:

The Amount Financed

+Applicable Fees (i.e. NSF or late fees)

+5% Origination Fee

For example, if a customer financed $1000 they will owe:

The $1,000 Amount Financed

+$50 Origination Fee

=  $1,050 if paid within the EPD timeframe with no applicable fees

  • **Example only, Origination Fee may vary